- Free debit card
- 24/7 parental access
- 24/7 transfers enabled
- Overdraft protection
- Balance status alerts
Call us at 800.877.4444 to sign your son, daughter, or grandchild up for a Youth Account.
Note: To access mobile deposits, you will need to be at least 14 years old.
Frequently Asked Questions
Are there any fees?
There is NO balance requirement or monthly maintenance fee. The Youth Checking is subject to the same fees as a regular Checking account: Returned Deposited Item $25.00, Non-Sufficient Funds $25.00, Courtesy Pay Overdraft $25.00, Stop Payment $25.00, Overdraft Protection Transfer $3.00.
What are the benefits and requirements associated with this account?
The Youth Checking account is available to minors Ages 13-17. A minimum deposit of $20 is required to open. Dividends are earned after a minimum balance of $2,500. Youths can have a Visa Debit Card to access their funds, as well as Mobile access with Mobile Deposit and Account Transfers. It is recommended that a parent becomes a Joint Owner on this account, to help monitor and assist their child in learning good banking habits.