Frequently Asked Questions
Are there any fees?
There is NO balance requirement or monthly maintenance fee. The Youth Checking is subject to the same fees as a regular Checking account: Returned Deposited Item $25.00, Non-Sufficient Funds $25.00, Courtesy Pay Overdraft $25.00, Stop Payment $25.00, Overdraft Protection Transfer $3.00.
What are the benefits and requirements associated with this account?
The Youth Checking account is available to minors Ages 13-17. A minimum deposit of $20 is required to open. Dividends are earned after a minimum balance of $2,500. Youths can have a Visa Debit Card to access their funds, as well as Mobile access with Mobile Deposit and Account Transfers. It is recommended that a parent becomes a Joint Owner on this account, to help monitor and assist their child in learning good banking habits.