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This fall, get the savings and vehicle you want!

From October 15th through November 30th, we’re offering a 0.50% APR* discount on auto loans. Putting 20% down? That’ll earn you an additional 0.50% APR* discount!

Already have the vehicle you want, but looking to save some money? Refinance your loan from your other bank or credit union with OE Federal for the same discount!


There are 3 easy ways to apply for your auto loan:

  • Fill out our online application by clicking here
  • Call us at (800)877-4444
  • Visit your local branch: Click here to find your nearest branch

Get help finding your dream vehicle by checking out AutoSMART. Through AutoSMART, you can search your local dealership’s inventory for both new and used vehicles. Click here to start your search.



1. Can I buy from a dealership or private party? – Yes! You can purchase from either a dealership or private party.

2. Is the discount only for new cars? – No. The discount applies to both new and used vehicles.

3. Can I get pre-approved before I start looking for a vehicle? – Yep! Simply apply using one of the three methods above for your pre-approval.


*APR = Annual Percentage Rate. 0.50% APR discount will be applied October 15th-November 30th, 2020 only. Rate as low as 2.49% APR with terms up to 72 months. Rate reflects a 0.50% fall auto loan discount. Rate reflects a 0.50% APR discount for 20% down payment. Minimum loan amount at this rate is $10,000. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicle models 10 years or newer. Up to 125% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Estimated monthly auto loan payment is $14.97 per $1,000 borrowed at 2.49% APR for 72 months. Rates and terms are subject to change without notice.