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IF YOU DON’T SEE IT, THEN YOU WON’T MISS IT.

That’s easier said than done, right? You’ve figured out your budget and you’ve set your goals, so now it’s time for a savings strategy. One way to save is to do it automatically. Save automatically either weekly, bi-weekly, or monthly: however often you get paid. Then simply transfer how much you want to save from your checking to your savings. If you don’t see it, you won’t miss it.

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KEEPING ON TARGET

You’ve already gotten one idea for your savings strategy, but what else can you do? Use cash vs. credit. Many of us spend too much on a monthly basis because we don’t see the numbers adding up when using credit cards. Instead, decide on a specific amount of cash at the beginning of the week for expenses. When it’s gone, it’s gone.

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