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In lending, the first step to financial success is finding the right loan. Our goal is to make sure you find it. At OE Federal you’re more than a member. You’re union family, and no one works harder for you than family. You can count on us to do what’s best for you. To keep your finances safe and secure so you can spend more time focusing on your future, your family, and your life.

First time Home Buyer? OE Federal can help. Need to refinance? No problem. The OE Federal Real Estate Department is designed to be flexible enough to meet our member's individual needs. Our Real Estate Specialists don't operate on commission, and we don't collect broker's fees. We don't want to sell you a mortgage. We want to find the perfect mortgage solution for YOU! 

 Conventional First MortgagesHome Equity Line of Credit (HELOC)Home Equity Loan
Fixed RatesYes Yes
Adjustable RatesYesYes 
Interest-Only RatesYes  
No Prepayment PenaltyYes  
Potential Tax Benefits For HomeownerYesYesYes
Good For First-Time HomebuyersYes  

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Mortgage Calculator

Apply Now

We've got tons of information, great tools, and you can even get pre-approved online in a matter of hours. To get started, you can choose to apply any one of the following ways:

  1. Complete the Online Loan Application
  2. Call us at 800.877.4444

Not a current OE Federal member? Click here for information on how to become an OE Federal member. Please note: You must establish OE Federal membership prior to loan funding.

Low Rates

"Competitive" doesn't even begin to cover it.

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