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VISA Cards

VISA STEEL Cards

OE Federal VISA STEEL Cards offer you the flexibility and convenience you deserve. Appreciate the security and acceptance at locations worldwide. OE Federal VISA STEEL Credit Cards are accepted everywhere you see the Visa symbol. Whether you shop online or with a Visa merchant, you are always 100% protected from unauthorized use of your Visa credit card.

With low rates and no annual fee, OE Federal VISA STEEL Cards are the smart card choice.

VISA STEEL Cards feature the following extra benefits to members:

Strike Relief¹: This benefit will defer your payments on your Visa account for up to three months if you go out on a union sanctioned strike or a lockout.

Union Rebate²: A rebate of 1% of your total interest paid annually on your Visa account will be donated to the preferred charity of your Local Union. Feel good in knowing the more you use your card the more you support the interests of your Local Union.

Personalization: myDesign! Photo Card allows you to personalize your card by selecting an image from our catalog or by uploading your own personal image.

¹ To be eligible for Strike Relief, you must meet the following requirements: (1) you must have worked at least 20 hours per week during the 30-day period before the official strike; (2) you must be a cardholder for at least one year; (3) your account must be in good standing; (4) you must be on strike or lockout for 30 or more consecutive days within the last six months. Strike Relief will defer your monthly minimum payment for up to 3 months from when you begin your strike.

² OE Federal will make a donation of 1% of the gross interest you and your family members pay annually on your Visa account(s) to a charity designated by your Local.  Your union group (including family members) must accumulate $50 or more in benefits each calendar year for a donation to be made.  Individual members and unions do not receive a tax benefit from the donations made by the credit union through this program.

VISA STEEL 

Choosing an OE Federal VISA STEEL Card just got a little easier! When you open your new VISA STEEL Card, you'll get 0% APR on new purchases for the first six months. Plus, avoid interest when transferring balances over to VISA STEEL.*

The OE Federal VISA STEEL Card is the perfect choice for those who want to keep things simple. This is our lowest rate card and offers the flexibility of a traditional credit card so you can make purchases at your local market, while on vacation or overseas; all while providing you the best rate possible. So, if you're going to have a credit card, why not choose the card with great low rates, great service, great benefits AND comes from your union credit union?

With credit limits up to $25,000, no annual fee, and low rates, it's the card you need! If great rates and flexible limits aren't enough, just check out these great benefits that you get just for carrying VISA STEEL.

  • No Annual Fee 
  • 25-day Grace Period  
  • Cash access at ATMs worldwide 
  • Credit limits up to $25,000  
  • Auto Rental Insurance 
  • Emergency Card  
  • Lost/Stolen Reporting 
  • Roadside Dispatch  
  • Zero Liability 
  • Travel Accident Insurance $500,000 

*APR=Annual Percentage Rate. 0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your default APR and will vary based on the Prime Rate.

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Log in through your online banking account or call us at 800.877.4444 to get started.

STEEL REWARDS

Interested in earning rewards points each time you make a purchase? OE Federal offers the VISA STEEL Rewards Card. Not only do you get the same great benefits as the VISA STEEL Card, but with the STEEL Rewards Card you earn points that can be redeemed for cash, gift cards and travel Rewards. Open a new OE Federal VISA STEEL Rewards Card and we'll give you 12,500 points if you make $1,000 in new purchases within the first three months.**

Travel – Discounts ranging from $100 - $3,000 toward the purchase of an airline ticket, package tour or cruise. You can even combine cash and your points to purchase a reward!

Hotel – Taking a trip? Use your points to book a hotel for your next vacation at a Choice Hotel, Hyatt, Marriott, among others. 

Car Rental – We all need to rent a vehicle sometime. Use your points to rent a car at Avis, Hertz and Alamo. 

Gift Cards & Certificates – Redeem points for electronics, restaurants, retail and more. 

Cash – How about everyone’s favorite rewards option? That’s right, you can redeem you rewards points for cash!

**To earn 12,500 Rewards Points you must make a minimum of $1,000 in new purchases within the first 3 months of your account opening. Does not include balance transfers or cash advances. Rewards Points promotion ends when you reach $1,000 or after your first 3 months, whichever comes first. 

See Our Rewards Brochure 

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APPLY NOW

Log in through your online banking account to redeem points or call us at 800.877.4444 to get started.

MYDESIGN! PHOTO CARD

Customize your OE Federal Visa STEEL Card. Have your favorite digital photo printed on the front of your card and let your personality shine through. OE Federal has a catalog of images that you can choose from, including approved Local Union logos. Of course, you can also upload a custom image of your choice.  

 

SECURED VISA CARDS

 

We also offer Secured VISA Cards for folks needing to build, or rebuild their credit. You get all the same great benefits, and even lower rates! Here's how it works: You put some money into a savings account at OE Federal. Then simply use your Secured VISA Card to borrow up to the same amount of cash in your account. You keep your savings intact, and get the super-low interest rate while building up your credit history.

Best of all, OE Federal offer Secured VISA Cards in your choice of a standard Secured Card or a Secured Rewards card.

VIEW CURRENT RATES 

APPLY NOW

Log in through your online banking account or call us at 800.877.4444 to get started.

 

Need to activate your card?  

To activate your card please call 800.411.6390 or visit www.activatemycards.com

 

Lost or Stolen Visa?

If your Visa card is lost or stolen, please contact us immediately by calling 800.682.6075.

 

 

 

 

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