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Loans

New Vehicles(¥)

Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

Current or prior

calendar year with

less than 7,500 miles




Up to 115% or up to 125%

(for well-qualified borrowers) of dealer MSRP

(or invoice if MSRP is not available)

not to exceed documented purchase price.

Includes sales tax, license fee and GAP.

 




0-48 months (2)2.24% to 14.49%
49-60 months (4)2.74% to 15.24%
61-72 months (5)2.99% to 15.74%
73-84 months (6)3.24% to 16.24%
Loan Payment Example: $21.80 per month per $1,000 borrowed at 2.24% APR for 48 months
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Used Vehicles(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

10 model years

or newer only

(200,000 miles or more for a 60 month term)




Up to 115% or up to 125%

(for well-qualified borrowers) of KBB "retail" value

(no like book values accepted).

Not to exceed documented purchase price.

Includes sales tax, license fee and GAP.

 




0-48 months (2)2.24% to 14.49%
49-60 months (4)2.74% to 15.24%
61-72 months (5)2.99% to 15.74%
 73-84 months (6) 3.24% to 16.24%
Loan Payment Example: $21.80 per month per $1,000 borrowed at 2.24% APR for 48 months
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New Motorcycles(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

Current or prior calendar year

with less than 7,500 miles




Up to 100% of

Clean Retail Value

or MSRP




0-36 months (2)3.99% to 17.99%
37-60 months (4)4.49% to 17.99%
61-72 months (5)4.99% to 17.99%
73-84 months (6)5.49% to 17.99% 
Loan Payment Example: $29.63 per month per $1,000 borrowed at 4.24% APR for 36 months
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Used Motorcycles(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

10 model years

or newer only




Up to 100% of

Clean Retail Value

or MSRP




0-36 months (2)4.24% to 17.99%
37-60 months (4)4.74% to 17.99%
61-72 months (5)5.24% to 17.99%
73-84 months (6)5.74% to 17.99% 
Loan Payment Example: $29.63 per month per $1,000 borrowed at 4.24% APR for 36 months
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New Boats(¥)
Maximum AmountMaximum TermAnnual Percentage Rate

Up to 100% of Dealer

MSRP (NADA clean

retail value if MSRP is

not available), not to

exceed documented

purchase price.



 

0-48 months (2)4.74% to 17.99%
49-60 months (4)5.24% to 17.99%
61-72 months (5)5.74% to 17.99%
73-84 months (6)6.24% to 17.99% 
85-120 months (7)6.49% to 17.99%
121-180 months (8)6.74% to 17.99%
Loan Payment Example: $22.91 per month per $1,000 borrowed at 4.74% APR for 48 months
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Used Boats(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

10 model years

or newer

Up to 100% of Dealer

MSRP (NADA clean retail

value if MSRP is not

available), not to exceed

documented purchase

price.



 

0-48 months (2)4.74% to 17.99%
49-60 months (4)5.24% to 17.99%
61-72 months (5)5.74% to 17.99%
73-84 months (6)6.24% to 17.99% 
85-120 months (7)6.49% to 17.99%
121-180 months (8)6.74% to 17.99%
Loan Payment Example: $22.91 per month per $1,000 borrowed at 4.74% APR for 48 months
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New Recreational Vehicles(¥)
Maximum AmountMaximum TermAnnual Percentage Rate

Up to 100% of Dealer

MSRP (NADA clean retail

value if MSRP is not

available), not to exceed

documented purchase

price.



 

0-48 months (2)3.49% to 14.99%
49-60 months (4)3.49% to 14.99%
61-72 months (5)3.49% to 14.99% 
73-84 months (6)3.49% to 14.99%
85-120 months (7)3.74% to 14.99%
121-180 months (8)3.99% to 14.99%
181-240 months (9)3.99% to 14.99%
Loan Payment Example: $22.39 per month per $1,000 borrowed at 3.49% APR for 48 months
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Used Recreational Vehicles(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

10 model years

or newer

Up to 100% of Dealer

MSRP (NADA clean retail

value if MSRP is not

available), not to

exceed documented

purchase price.



 

0-48 months (2)3.49% to 14.99%
49-60 months (4)3.49% to 14.99%
61-72 months (5)3.49% to 14.99% 
73-84 months (6)3.49% to 14.99%
85-120 months (7)3.74% to 14.99%
121-180 months (8)3.99% to 14.99%
181-240 months (9)3.99% to 14.99%
Loan Payment Example: $22.39 per month per $1,000 borrowed at 3.49% APR for 48 months
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Other Collateral (New)(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

Personal watercraft,

Dirt Bikes, and

Off-Road Vehicles

such as ATV's.

Up to 90% of Dealer

MSRP (NADA clean retail

value if MSRP is not

available), not to exceed

documented purchase

price.

Maximum Loan: $25,000

 

0-36 months (2)5.83% to 16.99%
37-60 months (4)6.58% to 17.74%
61-72 months (5)6.83% to 17.99% 
73-84 months (6)7.08% to 17.99%
Loan Payment Example: $30.34 per month per $1,000 borrowed at 5.83% APR for 36 months
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Other Collateral (Used)(¥)
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate

Personal watercraft,

Dirt Bikes, and

Off-Road Vehicles

such as ATV's.

Up to 90% of Dealer

MSRP (NADA clean retail

value if MSRP is not

available), not to exceed

documented purchase

price.

Maximum Loan: $25,000

0-36 months (2)6.83% to 17.99%
37-60 months (4)7.58% to 17.99%
61-72 months (5)7.83% to 17.99% 
73-84 months (6)8.08% to 17.99%
Loan Payment Example: $30.80 per month per $1,000 borrowed at 6.58% APR for 36 months
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(¥) Lowest rate reflects a 0.500% discount for 20% down payment.

(1) Minimum loan amount $1,000

(2) Minimum loan amount $2,500

(3) Minimum loan amount $5,000

(4) Minimum loan amount $7,500

(5) Minimum loan amount $10,000

(6) Minimum loan amount $15,000

(7) Minimum loan amount $25,000

(8) Minimum loan amount $50,000

(9) Minimum loan amount $100,000

All rates and terms are dependent on credit worthiness.

Personal Loans
Loan TypeMaximum AmountMaximum TermAnnual Percentage Rate
Signature$10,00060 months9.24% to 17.99%
Savings Secured$50,00060 months3.00%
Certificate$50,00060 months3.00% + Dividend rate
Double Dollars$10,00060 months10.50%
Quick Loans$3,00012 months9.25%

Loan Payment Example:
Signature: $21.24 per month per $1,000 borrowed at 9.99% APR for 60 months
Savings Secured: $17.97 per month per $1,000 borrowed at 3.00% APR for 60 months
Double Dollar: $21.49 per month per $1,000 borrowed at 10.50% APR for 60 months
Quick Loan: $87.57 per month per $1,000 borrowed at 9.25% APR for 12 months 

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Information accurate as of July 10, 2017

All loan rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444.


Loan Payment Examples:

New/Used Vehicles:

$21.80 per month per $1,000 borrowed at 2.24% APR for 48 months

New Motorcycles:

$29.52 per month per $1,000 borrowed at 3.99% APR for 36 months

Used Motorcycles:

$29.63 per month per $1,000 borrowed at 4.24% APR for 36 months

New/Used Boats:

$22.91 per month per $1,000 borrowed at 4.74% APR for 48 months

New/Used Recreational Vehicles:

$22.39 per month per $1,000 borrowed at 3.49% APR for 48 months

New Other Collateral:

$30.34 per month per $1,000 borrowed at 5.83% APR for 36 months

Used Other Collateral:

$30.80 per month per $1,000 borrowed at 6.83% APR for 36 months

Personal Loans:

Signature

$21.24 per month per $1,000 borrowed at 9.99% APR for 60 months

Quick Loan

$87.57 per month per $1,000 borrowed at 9.25% APR for 12 months

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