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Deposits

Savings
Minimum Initial Deposit: $5
Min. To Earn Dividend Regular Share (APY)Golden 3 Accounts (APY)IRA Contributory Shares (APY) Compounding Period
$100 0.050%0.150%0.150%Monthly
$5,000 0.050%0.150%0.150%Monthly
$20,000 0.070%0.170%0.170%Monthly
$50,000 0.100%0.200%0.200%Monthly
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Checking
Minimum Initial Deposit: $20
Account TypeStandard Accounts (APY)Golden 3 Accounts (APY)Minimum To Earn DividendCompounding Period
Checking0.100%0.100%$2,500Monthly
Checking0.100%0.100%$10,000Monthly
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Business Checking
Minimum Initial Deposit: $20
Account TypeStandard Accounts (APY)Golden 3 Accounts (APY)Minimum To Earn DividendCompounding Period
Business Checking0.100%0.100%      -Monthly
Business Checking0.100%0.100%$2,500Monthly
Business Checking0.100%0.100%$10,000Monthly
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Money Market
Minimum Initial Deposit: $2,500
Account TypeStandard Accounts (APY)Golden 3 Accounts (APY)Minimum To Earn DividendCompounding Period
Money Market0.100%0.100%$2,500Monthly
0.100%0.100%$10,000Monthly
0.150%0.150%$25,000Monthly
0.200%0.200%$50,000Monthly
0.250%0.250%$100,000Monthly
0.300%0.300%$250,000Monthly
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IRA Accounts*
Account TypeAnnual Percentage YieldMember Rewards (1)Compounding Period
$1,000 Minimum
3 Month0.150%0.250%Monthly
6 Month0.250%0.350%Monthly
12 Month0.450%0.550%Monthly
18 Month0.500%0.600%Monthly
24 Month0.700%0.800%Monthly
36 Month1.100%1.200%Monthly
48 Month1.350%1.450%Monthly
60 Month1.750%1.850%Monthly
$10,000 Minimum
3 Month0.200%0.300%Monthly
6 Month0.300%0.400%Monthly
12 Month0.500%0.600%Monthly
18 Month0.550%0.650%Monthly
24 Month0.750%0.850%Monthly
36 Month1.150%1.250%Monthly
48 Month1.400%1.500%Monthly
60 Month1.800%1.900%Monthly
$50,000 Minimum
3 Month0.200%0.300%Monthly
6 Month0.300%0.400%Monthly
12 Month0.500%0.600%Monthly
18 Month0.550%0.650%Monthly
24 Month0.750%0.850%Monthly
36 Month1.150%1.250%Monthly
48 Month1.400%1.500%Monthly
60 Month1.800%1.900%Monthly
$100,000 Minimum
3 Month0.200%0.300%Monthly
6 Month0.300%0.400%Monthly
12 Month0.500%0.600%Monthly
18 Month0.550%0.650%Monthly
24 Month0.750%0.850%Monthly
36 Month1.150%1.250%Monthly
48 Month1.400%1.500%Monthly
60 Month1.800%1.900%Monthly
*A penalty will be assesed for early withdrawal
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Certificates*
Account TypeAnnual Percentage YieldMember Rewards (1)Compounding Period
$1,000 Minimum
12 Month Tax Deferred Certificates0.450%0.550%At maturity
$1,000 Minimum
3 Month0.150%0.250%Monthly
6 Month0.250%0.350%Monthly
12 Month0.450%0.550%Monthly
18 Month0.500%0.600%Monthly
24 Month0.700%0.800%Monthly
36 Month1.100%1.200%Monthly
48 Month1.350%1.450%Monthly
60 Month1.750%1.850%Monthly
$10,000 Minimum
3 Month0.200%0.300%Monthly
6 Month0.300%0.400%Monthly
12 Month0.500%0.600%Monthly
18 Month0.550%0.650%Monthly
24 Month0.750%0.850%Monthly
36 Month1.150%1.250%Monthly
48 Month1.400%1.500%Monthly
60 Month1.800%1.900%Monthly
$50,000 Minimum
3 Month0.200%0.300%Monthly
6 Month0.300%0.400%Monthly
12 Month0.500%0.600%Monthly
18 Month0.550%0.650%Monthly
24 Month0.750%0.850%Monthly
36 Month1.150%1.250%Monthly
48 Month1.400%1.500%Monthly
60 Month1.800%1.900%Monthly
$100,000 Minimum
3 Month0.200%0.300%Monthly
6 Month0.300%0.400%Monthly
12 Month0.500%0.600%Monthly
18 Month0.550%0.650%Monthly
24 Month0.750%0.850%Monthly
36 Month1.150%1.250%Monthly
48 Month1.400%1.500%Monthly
60 Month1.800%1.900%Monthly
*A penalty will be assessed for early withdrawal
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Information accurate as of June 08, 2015.

All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.

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