Attention: OE Federal will be closed on Monday, January 16, 2017, in observance of Martin Luther King, Jr. Day. Please be advised there will be no Bill Pay transactions and all payments scheduled to arrive on the holiday should arrive the previous business day.

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Savings Accounts
Withdrawal in excess of 3 per month$3.00
Re-open Closed Account$10.00
Monthly Maintenance (non-member)$4.00
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Checking & Money Market Accounts
Returned Deposit Item$25.00
Non-Sufficient Funds$25.00
Courtesy Pay Overdraft$25.00
Stop Payment$20.00
Check Copy in excess of 2 per month$3.00
Overdraft Protection Transfer$3.00
Check Printing (minimum)$12.00
Cleared Money Market Check in excess of 6 per month$15.00
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Credit Cards & Check Cards
ATM/Debit Card Withdrawals at Non-Allpoint or CO-OP Network ATMs$1.00
Late Fee (If payment is received 11 or more days past the Payment Due Date)$20.00
Returned Check/Payment$25.00
Check Card Courtesy Pay Overdraft$25.00
Rush Fee$25.00
ATM Deposit Error$7.50
Sales Draft Copy$10.00
Convenience Check CopyNo Fee
Non-OE Federal Cash Advance (Card Present)$10.00
Pay-by-Phone (Non-OE Federal Cash Advance)$10 per $1,000.00 increments
VISA® Currency Conversion1% of transaction
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Electronic Funds Transfer (EFT)
Automated Clearing House (ACH) Non-Sufficient Funds$25.00
ACH Non-Sufficient Funds for Auto Union Dues$2.00
Stop Payment$20.00
ACH Origination Fee$10.00
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Individual Retirement Account (IRA)
Withdrawal from a Traditional or Roth IRA prior to age 59 1/2$50.00
Withdrawal from an Educational IRA prior to age 18No Fee
Transfer or Rollover$50.00
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Home Banking Bill Payment
Home Banking Bill PaymentFree
Each Payment in excess of 15 per month$0.30
Non-Sufficient Funds$25.00
Stop Payment$20.00
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Business Checking
Monthly Maintenance$10.00
Deposit Item$0.08
Paid Check$0.05
Returned Deposit Item$25.00
Non-Sufficient Funds$25.00
Courtesy Pay Overdraft$25.00
Check Copy in excess of 2 per month$3.00
Overdraft Protection Transfer$3.00
Check Printing (minimum)$12.00
Stop Payment$20.00
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Check Cashing Fee$5.00
Copy of Official Check$5.00
Stop Payment on Official Check$20.00
Official Check to Third Party$5.00
Open Transfer, OutboundNo Fee
Open Transfer, InboundNo Fee
American Express Gift Check$1.50
American Express Travelers Check1% of face value
Domestic Wire Transfer$20.00
Foreign Wire Transfer (minimum)$20.00
Domestic Western Union Wire$20.00
Foreign Western Union WireCall for Fees
Statement/Document Copy$3.00
Faxed Documents (per page)$1.50
Inactive Account (per month)$5.00
Escheated Account Processing$10.00
Abandoned Check Processing$10.00
Legal Order Processing (levy, subpoena, garnishment, etc)$25.00
Court/Hearing Appearance (per hour)$25.00
CU Service Center Non-Sufficient Funds$25.00
ATM Photo$50.00
Research (per hour)$25.00
Foreign Item Deposit - based on total cost of collection (minimum)$10.00
Priority/Express Mail Processing $25.00
Visa Gift Card Fee - Purchase$1.50
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All fees subject to change without notice. For the most up-to-date fees, please call Member Services at 800.877.4444.

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