Keep your money and your identity!
OE Federal is dedicated to the safety and security of our members. It is important to be aware of various forms of fraud attempts.
One of the biggest crimes affecting our world today is identity theft. According to the Federal Trade Commission (FTC) in 2013 over 9.9 million people were victims to Identity Theft. At OE Federal we try our best to keep our members safe and give them the knowledge to outwit and outsmart any possible threats. Unfortunately the majority of people don’t realize they are a victim of Identity Theft until it’s too late.
Signals you have been a victim of Identity Theft:
- Unsuspected rejection on a loan
- Receiving past due notices on Credit Cards you did not open
- Receiving past due notices on Loans you do not have
- Being contacted by collection agencies for bad checks you never wrote
- Charges on your account you do not recognize
What they want…
Identity theft is possible when someone else has access to confidential information about you. Certain confidential information would be:
- Debit/ATM Card Numbers
- Card Expiration Dates
- Credit Card Numbers
- Card Security Codes
- Personal Identification Numbers (PIN)
- Social Security Numbers
- Driver's License Number
- Birth Date
- Mother's Maiden Name
It is also important to report your lost or stolen OE Federal cards as soon as possible using one of these numbers:
- Member Service: 800.877.4444
- Lost/Stolen Visa: 800.682.6075
What it looks like…
Identity Theft occurs when someone uses your personal information to access your bank accounts, open new checking accounts, or apply for credit cards or loans. One common method of ID theft is known as Phishing. Phishing is when someone acts as if they are representing an organization and tries to trick you into providing personal information. Phishing can occur through email, telephone, or website impersonation.
Here are some tips to help you protect yourself from possible Phishing:
- Treat any request for confidential information as suspicious
- Report all possible cyber crimes to www.ic3.gov
- Bookmark all sensitive websites (avoid using search engines)
- Check financial statements monthly for accuracy
What to do...
If you become a victim of Identity Theft there are important actions you need to make immediately to prevent further damage:
1. Contact the three major credit bureaus and request a fraud alert be placed on your file
- The Federal Trade Commissions
- The Anti Phishing Group
- On Guard Online
- California Office of Privacy Protection - California Residents
- Visa Security Sense
Home Depot Card Compromise Information – September 2014
Home Depot announced they were involved in a payment card data compromise involving those who made purchases in their U.S. and Canada stores between April through September 2014. We have limited information at this time; however, the compromise may include OE Federal Visa debit and credit cards.
If you made a purchase at Home Depot in April through September of this year, we encourage you to closely monitor your Visa and/or checking account over the next few months and notify us immediately, if you find any unauthorized activity. To report unauthorized activity on your account, notify us by calling 800.877.4444.