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Member Loyalty Program

It pays to be an OE Federal member.

Here at OE Federal Credit Union, our members are not just account numbers—they’re part of our Union family. The bond we share with our Union brothers and sisters is unlike any other, and it’s because of this close relationship that we strive to continually show our gratitude and appreciation. While “thank you” has a nice ring to it, words just don’t carry the same weight as actions. Our way of giving back to our members for their loyalty is to make sure they continue to receive more value from their membership investment—with our Member Loyalty Program.

A handful of our unique member-focused programs are listed below:

  • Depositor Loyalty Dividend: Who doesn't enjoy cash back? As a member, you can earn Loyalty Dividends on top of the dividends you’ve already earned on your Savings, Checking (dividend earning), Money Market, Share Certificate, and IRA accounts. At the end of each year, OE Federal will pay you an additional dividend based upon 1% of the total dividends you’ve earned across all of your deposit accounts for the year. An exclusive, Union only benefit like this is made possible because of you--just for keeping your funds Union!
  • Borrower Loyalty Dividend: This is a cash back program that pays 1% of the annual interest paid on qualified loans such as: Vehicle Loan, Home Loan, Personal Loan, or Visa STEEL Credit Card. You borrow, and you earn—it’s that simple.
  • Union Rebate: To support our Union members and the Union movement, a rebate of 1% of the annual interest paid on your Visa STEEL Credit Card account will be donated to your Local Union’s designated charity. The more you spend, the more you give to charity.

These programs, like many of our products and services, are unique to OE Federal. We offer our Member Loyalty Program to our hardworking Union membership as a way of expressing our appreciation for your loyalty. If you are interested in opening a deposit account, a loan, or would like more information on any of our loyalty programs, please give us a call at 800.877.4444 or stop by your local OE Federal Branch.





*Loyalty programs may have certain terms and restrictions. Please contact the credit union for details. A share account must be open through the end of each calendar to receive the Member Loyalty Program Dividends.

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