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OE Federal Credit Union is always looking for ways to enhance our members’ banking experience. That’s why we offer AutoSmart, a quicker and better way to purchase your next vehicle. 

AutoSmart is a free one-stop auto buying resource offered to OE Federal members that puts you in the driver’s seat. You can research, compare, and locate a vehicle at a local dealership. You even have the ability to calculate auto payments and apply online for an OE Federal Auto Loan.

There’s no need to visit multiple auto buying websites when you can do it all in one place! Go ahead, click here  to test drive AutoSmart for yourself.

For questions about AutoSmart or any of our other products and services, call 800.877.4444.


OE Federal Credit Union is dedicated to the safety and security of our members, especially when it comes to identity theft. 

With the tax season here, scammers are on the lookout to steal your personal information. To help combat identity theft, the National Credit Union Association (NCUA) has put together online resources to help members of credit unions, like OE Federal. 

To learn more about how you can protect yourself from would-be scammers, visit www.MyCreditUnion.gov. You’ll find useful information on how to prevent and report identity theft that may be committed using fake contacts from the Internal Revenue Service (IRS) that request taxpayer information. Click here to visit the page.

OE Federal Credit Union would like to remind its members that the IRS does not initiate contact with taxpayers by email, text messages, or social media channels to request personal or financial information.

The NCUA’s MyCreditUnion.gov website provides additional information on how to prevent and protect you from identity theft, as well as other frauds and scams. Click here to learn more.


At OE Federal, our Union family always comes first in everything that we do. To show our appreciation, for a fifth year in a row, OE Federal gave back to our Union family in the form of a Loyalty Deposit.

This Loyalty Deposit was given to members in December of 2015 and amounts to 1% of the annual interest paid on members’ applicable OE Federal Loans. In total, the Credit Union returned $213,748 back to members. 

It has and always will be our privilege to serve our Union brothers and sisters. We sincerely appreciate your loyalty and continued support. We look forward to providing you with outstanding financial services for years to come.


OE Federal is happy to announce an upgrade to our 24/7 Member Service Line, Phone Activated Teller (P.A.T.) on Monday, December 28th, 2015, to provide you better service and a more efficient user experience.

The features you’ve come to know and love will remain the same such as: Balance Inquiry, Loan Payments, Transfers, etc. However, you will notice a change in the Menu Options as well as two new features: a Dynamic Menu System and an Account Listing Menu.

The Dynamic Menu System provides you with a streamlined menu, based on the services you have with OE Federal. For a more efficient experience, only options relevant to your membership will be provided. 

The Account Listing Menu provides a listing of all your accounts and sub-accounts with OE Federal.

When you are ready to get started, simply call our P.A.T. system phone number at 925.454.4040 or toll-free at 800.499.6328. Please listen carefully and follow the menu options to your desired transaction. If you have questions or need more information, please visit our dedicated P.A.T. Information Page or give us a call at 800.877.4444.


At OE Federal we believe it’s important to enjoy the holidays to the fullest- the decorations, the food, the presents, everything with those that matter. But, sometimes we understand that other responsibilities get in the way… Like your Loan Payment.

That’s why we offer Skip-A-Pay*. Instead of worrying about buying presents, affording travel, and making your loan payment, we decided you could kiss your December payment goodbye.

To learn more and to activate Skip-A-Pay,* please contact a Member Service Representative today by calling 800.877.4444 or visiting your local OE Federal branch.

*You are responsible for stopping any automatic payment(s) from outside institutions, or funds received will remain in your OE Federal savings or Checking Account. The following loan types are not eligible for SKIP-A-PAY: Visa Credit Cards, Mortgages, Home Equity Loans, Certificate Secured Loans, Mobile Home, Annuity, or Work Out Loan types. Loan must be funded prior to October 15, 2015. In addition, all OE Federal loans must be current and November 2015 payment must be made in order to qualify for SKIP-A-PAY. SKIP-A-PAY applies to December 2015 payment only. Interest will continue to accrue on your outstanding principal balance during this time and the term of your loan may be extended. Other terms and restrictions may apply.


We are happy to introduce a new rewards program for our Visa STEEL Rewards cardholders!

UChoose Rewards is an enhanced rewards program that offers more options and more choices, so that you can redeem your points for more of what you want. 

With our new UChoose Rewards Program, you earn 1 point for every dollar you spend using your Visa STEEL Rewards Card. Whether you want merchandise from some of the biggest retailers, tickets to the upcoming game, or to take a trip, you can redeem such items using your points with UChoose Rewards. Not to mention, you can also redeem your points for cash!

All new and current cardholders are automatically enrolled in the new UChoose Rewards Program. As we move forward, you need to be aware of the redemption blackout period as we change over to the new rewards program. Between November 1st, 2015 - December 11th, 2015, you will be unable to redeem your rewards points, it is important to note that you will however continue to accumulate points during this time.

If you would like to apply for a STEEL Rewards Card or have any questions regarding the new UChoose Rewards Program, please give us a call at 800.877.4444 or click here


Nothing is more important to us than our member’s financial security. With credit card fraud increasing in the U.S., OE Federal is proud to announce two new security measures for our Visa STEEL Credit Cards.

New Card Numbers for Secondary Cardholders

Now at OE Federal, every cardholder with a joint account will have his or her own card number, providing members with enhanced security, convenience, and peace of mind. This allows each individual cardholder to be protected separately, decreasing the chance of fraudulent activity.

EMV Chip Cards

OE Federal is deploying EMV Chip Cards. With each transaction, your new Visa STEEL chip card creates a unique code that can’t be reused or replicated. This makes it virtually impossible for a would-be criminal to duplicate your card to make unwarranted purchases, protecting you from in-store credit card fraud. To learn more about the new EMV chip card technology, click here.

If you have any questions regarding the change to our dual card accounts or EMV Chip Cards, please call us at (800) 877-4444 to speak with a Member Service Representative.


OE Federal Credit Union is happy to announce its merger with Martinez, CA based IBEW Members + Credit Union. This merger increases our Union family by over 1,600 new members with Union affiliations of IBEW Local 302 and UA Local 159. The merger also includes the addition of a new branch located in Martinez, California.

“At OE Federal we are always happy to grow our family, and are excited to partner with IBEW Members + Credit Union to continue supporting the Union cause together, as one,” said OE Federal Credit Union President/CEO Mike Donohue.

This merger provides IBEW Members + Credit Union members expanded financial products, services, and banking locations. OE Federal is a full service financial institution with 24 branches in 6 states, 6,800 shared branches, and over 60,000 surcharge-free ATMs nationwide.

Welcome to the family!



The time is almost here to go Back to School. Whether you are heading back to the classroom yourself or your little ones are, school can be costly.

Start the school year off right with OE Federal’s Back to School Loan. Looking to go on one more trip before hitting the classroom? Need new school supplies for the year? Then our Back to School Loan is perfect for you.

Qualified OE Federal members can receive from $1,000 to $3,000 at a competitive, fixed rate with repayment terms up to 12 months to help you with a new laptop, a last minute trip to remember, or for anything else you need it for.  For more info on our Back to School Loan click here


OE Federal Credit Union’s Pre-Owned Auto Sale was held on July 18th-19th, 2015 in Livermore, CA. We were joined by so many of our members who enjoyed taking part in the food, games, raffle to win a vacation package, and to shop the 200 pre-owned vehicles we had on site.

Due to our Union family’s continuous commitment, 2015 was another record-breaking year for our Auto Sale. Thank you to all of our members and their families for attending this event; we could not have done this without you. We also would like to thank the help of our partners and volunteers: Cars-Net, AutoNation, IBEW Members + Credit Union, and to the OE Federal employees that spent time with us this weekend.

Make sure to look for our announcement of next year’s Auto Sale date in future MoneyWise newsletters where new records will be set, and thank you for another reminder why it’s great to be a part of the OE Federal Union family.


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