Attention: OE Federal will be closed on Monday, May 25, 2015 in observance of Memorial Day. Please note, there will be no Bill Pay transactions and all payments scheduled to arrive on the holiday should arrive the previous business day.

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After countless hours of studying and learning, hard work, and support from family and friends, they finally did it! They are graduating!

When it comes time to celebrate your scholar’s accomplishments, make sure to give them something that lasts as long as their education will…

OE Federal Visa Gift Cards* are the perfect gift for your graduate. With amounts of $10.00 to $1,000.00, he or she can use it to get the gift they really want. Stop by your nearest OE Federal branch or call us at (800) 877-4444 to learn more about our Visa Gift Cards.

*$1.50 Purchase Fee for VISA Gift Card. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.00. Other fees may apply. Gift cards are issued by MetaBank. For terms and conditions visit www.myprepaidbalance.com.


Moms are amazing. Not only are they on the job 24/7, but they do it with a smile, with care, and hardly ever get the appreciation they deserve. 

With Mother’s Day right around the corner, it’s time to give something extra special for Mom to let her know how much you care! Instead of giving her flowers that will wilt, and chocolates that will melt, why don’t you give her the gift she really wants…

OE Federal Visa Gift Cards* are the perfect gift for Mom. With amounts of $10.00 to $1,000.00, she can use it to get whatever will make her day one to remember. Stop by your nearest OE Federal branch or call us at 800.877.4444 to learn more about our Visa Gift Cards.


*$1.50 Purchase Fee for VISA Gift Card. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.00. Other fees may apply. Gift cards are issued by MetaBank. For terms and conditions visit www.myprepaidbalance.com


OE Federal is proud to announce the grand opening of our new branch in Tracy, CA. This branch will be convenient for members who routinely commute to and from the Central Valley. Our new branch is located at 3290 W. Grand Line Road, Tracy, CA 95304, and will open on Monday, April 20th.

We cordially invite you to our grand opening where you’ll enjoy light snacks, refreshments, and mingling with the Tracy branch staff.

Click here for more info and mapping directions.


After careful consideration of credit union resources and the needs of our Central Valley California members, OE Federal has made the decision to close our West Stockton Branch located at 1818 Grand Canal Blvd. Our last day of business at this location will be on Friday, April 17, 2015.

The closure of our West Stockton branch brings a new chapter to the Credit Union with the opening of our new location in Tracy. The Tracy branch will open on Monday, April 20, 2015 and is located at 3290 W. Grant Line Road, Tracy, CA 95304. We will continue to offer services through our Call Center and 24/7 account access with our Online Banking and Mobile App, where you can use our Branch Locator to find the nearest branch or ATM. Combined with our more than 60,000 surcharge-free ATMs and our 6,800 shared branches, we are happy to offer you a solution to any of your financial needs.

We apologize for any inconvenience the closure of the West Stockton branch may cause. Thank you for your continued support of our 100% Union financial institution.

If you have questions or concerns, please contact a Member Service Representative at (800) 877-4444.


Beginning April 1, 2015, you may notice your statement will look a little different. OE Federal has redesigned the statement to help you find the information you need more easily. Within your statement a "How to Read Your Statement" insert is provided to help you navigate through the newly designed statement.

You can view our "How to Read Your Statement" insert online. Click the link below to view information regarding your Regular Statement or your Visa Statement.

We believe this new layout will greatly improve the way you read your statements. We hope you enjoy our new statement layout.

If you have any questions about your statement, please call (800) 877-4444.


At OE Federal Credit Union we care about you. We don’t see you as just a member, but more as Union family. And the great thing about family is that they always have your back. That’s why last year we gave back over $558,500, and it all started with you.

So how were we able to give back over half a million dollars? With your continued support, this incredible feat was comprised of three parts: Loyalty Dividend, Auto Bonus, and Union Rebate.

In December 2014, a loyalty dividend of $189,000 was declared and awarded to members. This is a continuous program where we give back 1% of the total interest paid on OE Federal Loans.

The next was through our $100 Auto Bonus Deposit. To show our gratitude we gave each member who financed or refinanced their Auto Loan with OE Federal $100, totaling over $323,000.

Lastly, we donated over $46,700 to Local Union Charities through our Union Visa Rebate Program. When you use your Visa STEEL or Visa STEEL Rewards card 1% of the total annual interest paid is donated by the credit union to a Local Union Charity. Meaning every purchase you make using your Visa STEEL or Visa STEEL Rewards card is helping a Local Union Charity in need.

We want to thank you for your help on this amazing achievement and look forward to another amazing year.


With Valentine’s and President’s Day around the corner, many will be using this time to enjoy a quick weekend getaway. If it is anything like last year, the majority will be traveling in pairs. According to TripAdvisor, out of the 5,000 people they surveyed last year, 92% of couples took a trip. So, whether you are looking for the perfect getaway or the place to pop the big question, here are 5 of the most visited incredible destinations for your trip:

San Francisco, CA – ‘When the lights go down in the city, and the sun shines on the bay’

Las Vegas, NV – Viva Las Vegas!

Honolulu, HI – Can you say Sunset on the Beach?

New York City, NY – Nothing like the Big Apple…

Miami, FL – Muy Caliente!

No matter where your weekend takes you, know we are always there for you, especially when you need us most. Whether you’re in a bind or want to purchase the perfect gift for your Valentine, you can rely on us for the big things in life by using your OE Federal Visa STEEL Rewards Card. The best part, enjoy a gift from us with the Rewards Points you earn with every purchase.


Source: McFadden, Katie (2014, Feb 05) Valentine’s Day: Top 10 Romantic Hotels in the US, Travelers Today.


2014 was a big year for OE Federal. It marked the 50th Anniversary since the inception of the Credit Union.

To celebrate this milestone and thank our members for their support, we held two major sweepstakes: One for a brand new 2014 Ford Mustang, the other for ten 50,000 Rewards Points prizes.

For the Ford Mustang sweepstakes, members who financed a loan with OE Federal between January 1st and October 31stwere automatically entered into a drawing. After all the entries were collected, we’re happy to announce that Operating Engineers Local #3 members, Kevin and Jennifer Dann are owners of a brand new 2014 Ford Mustang.

Our Swipe and Win sweepstakes took place from June 16th through November 16th. OE Federal gave ten separate 50,000 Rewards Points to ten lucky winners. Members were automatically entered every time they used their Visa STEEL Rewards Card between June 16th and November 16th. After 5 months of transactions and entries, our ten lucky winners are: Lon Snow, Dennis Hively, Gloria Clem, Mr. & Mrs. David Coveney, Marianne Moore, Meredith Jung, Marian Holmes, Bill Boyle, Mr. & Mrs. William Williamson, and Joan Honebein.

Congratulations to our winners and thank you to our members for making the last 50 years a success. May OE Federal go on to celebrate another 50 years, and who knows what we will be giving away then!


With traveling to family, shopping for gifts, and buying decorations, it’s safe to say that your card spends just as much time out of your wallet as it does in it during the holidays. In fact, the National Retail Federation forecasts that holiday spending will rise 4.1% this holiday season. This statistic will not only be interesting to you, but also to those looking to steal your identity. With more spending, comes more opportunities for your identity to be stolen. Check out these ten tips to help prevent you from becoming a victim of identity theft during the holidays:

1. Use a Secure Site When Shopping Online

Whenever giving financial information over the internet make sure the URL has a picture of a padlock next to it and starts with https instead of http – the s stands for secured.

2. Pay with Cash or Credit

When using cash no personal information is exchanged and the next best thing in regards to protection is to use credit instead of debit.

3. Be Proactive

Copy both sides of your credit cards and keep them in a safe place at home. In case they are stolen, you will able to quickly contact the Credit Union and put a hold on your cards.

4. Keep Money and Credit Cards in a Safe Place

Yes, in this digital world people still pick-pocket. Make sure to keep your wallet or purse in a safe place when shopping in crowded malls or anywhere someone can accidentally bump you and snag your wallet, or even worse your identity.

5. Don't Leave Valuables in Your Car When Shopping

While you are thinking about what’s the perfect gift for your friend in the store, someone can be thinking about the perfect way to get into your car in the parking lot. Prevent the desire by keeping all valuable items and personal information in the trunk away from plain sight.

6. Be Leery of People Looking Over Your Shoulder 

With the advances in technology for cell phones, that person that looks like they are texting their friend can also be snapping a picture of your credit card to use in their online endeavors. Always be aware of your surroundings and make sure to have your information and card out in the open as little as possible.

7. Be Sure Your Charitable Donations are Given to Legitimate Organizations

In the season of giving, make sure you are giving to who you think you are. Research the organizations before you donate, or when possible donate in cash so none of your personal information is tied to the transaction.

8. Never Shop Through E-Mail

Email is an easy unsecure way for hackers to intercept your personal information; most of the time they aren’t even the legitimate resource you think they are. For more information on Email Fraud, click here to read this article by our partners at BALANCE.

9. Check Your Statements Twice

Especially during the holiday season. With so many transactions, it’s very easy for something to slip through the cracks. Check your statements to be sure all of your purchases are accurate and nothing looks suspicious.

10. Write "Check Photo ID" on the Back of Your Credit Cards

This is just another measure to ensure no one will use your credit card in stores other than you. If a cashier checks your card against your photo ID, it just adds another layer of protection.

OE Federal is dedicated to the security and safety of our members. If you feel your identity has been compromised, click here to learn what to do.

If your debit/credit card is lost or stolen, contact the Credit Union immediately by calling: 800.877.4444 or 800.682.6075.

Keep yourself safe, keep your identity safe, and enjoy the holidays.

Happy Holidays from OE Federal.

Morad, Renee. (2014, Nov 26). Top 10 Tips to Avoid Holiday Identity Theft. http://www.lifelock.com/education/crimes/top-10-tips-to-avoid-holiday-identity-theft/


For a third year in a row, OE Federal held a Create-A-Greeting Card Contest for employees’ children and grandchildren giving them the opportunity to submit holiday themed artwork for the 2014 greeting card. There were two categories; Category 1 for kindergarten through second grade and Category 2 for third grade through fifth grade. All artwork submitted was judged by a committee of OE Federal employees and the winning artwork will be the 2014 OE Federal Credit Union Holiday Card.

We were delighted by the number of entries and the creativity of the children. Great care was given when the children created their artwork.

The winners for the 2014 Create-A-Greeting Card Contest are as follows; winner in Category 1 for kindergarten through second grade: Kaetlyn S. and winner in Category 2 for third grade through fifth grade: Rutvi B.

Thank you to all the children who submitted artwork and we can’t wait to see what will be created in 2015!

You can view all of the wonderful artwork submitted by clicking here.


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