HOLIDAY CLOSURE: Our offices will be closed on Thursday, Nov. 26 and Friday, Nov. 27 in observance of the Thanksgiving holiday.

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Checking Accounts

In a world where nothing is free... this IS!

You spend day in and day out working hard for your money, so why should managing it cost you? It shouldn’t. OE Federal’s Free Checking is available to all our members. Access your funds when you want using your OE Federal Debit Card at any of our 60,000 surcharge-free ATMs, on your cell phone with our mobile app, online, or at one of our 6,800 shared branch locations. Not only is OE Federal’s Free Checking safe and secure with instant access to your money, it also provides you with all these features at no cost to you: 

  • Free Direct Deposit
  • Free Online Banking
  • Free 24/7 Phone Service
  • Free Online Bill Pay
  • Free Mobile Banking, including Mobile Deposit*

Apply Now

To open a new Checking Account, complete a new Member Form Application, visit your nearest branch or call us at 800.877.4444.



Ordering checks is easy. To get started click here.



Terms and Conditions

Need an ATM?

We have over 60,000 surcharge-free ATMs

Find your nearest ATM or branch

Deposit Rates

"Competitive" doesn't even begin to cover it.

View our current rates

Mobile Deposit

Deposit Checks anytime, anywhere.

It's Fast, Secure and FREE