Attention: OE Federal will be closed on Monday, January 16, 2017, in observance of Martin Luther King, Jr. Day. Please be advised there will be no Bill Pay transactions and all payments scheduled to arrive on the holiday should arrive the previous business day.

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Season of Savings


Season of Savings






Fall into Auto Savings

It's the season of savings with the help of OE Federal Credit Union - we offer competitive rates as low as 1.74% APR* and outstanding, unparalleled service. 

On top of that, to help with your vehicle search, OE Federal offers a 24/7 one-stop auto shopping resource on our website called AutoSmart. It's quick, it's easy, and you'll work exclusively with OE Federal for financing, so you know you'll be getting the best rate possible.

With AutoSmart You Can:

  • Research Vehicles
  • Compare Vehicles
  • Locate a Dealership
  • Calculate Payments
  • Finance - Apply Online

 To take AutoSmart for a spin, click here and get started on your vehicle search!

Not in the market to make a purchase this season?

Then why not refinance your current vehicle and save on your monthly payment? Our auto refinance rates are as low as 1.74% APR* as well.

Get Pre-Approved

Being pre-approved is always the quickest solution. So apply online, visit your nearest branch or give us a call at 800.877.4444.



Hurry, Finance or Refinance Today!



*APR=Annual Percentage Rate. Auto rate of 1.74% APR is for terms up to 48 months. Rate reflects a 0.50% APR discount for 20% down payment and a 0.25% APR discount for Member Rewards. Must meet the following requirements to qualify for Member Rewards: must be signed up for eStatements, make at least 10 checking account ATM/debit transactions per month, and have direct deposit or automatic bill pay. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicles 7 model years or newer. Up to 115% or up to 125% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Includes sales tax, license fee, GAP, and MBI. Refinance Cash-Out loans up to 90% LTV maximum. Rates and terms are subject to change without notice. Payment example: $21.58 per month for each $1,000 borrowed at 1.74% for 48 months.





Need to know how much you can afford?

Use our Auto Calculators


Find the right car or truck at the right price.

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