Special Offers and Promotions

Recreational Vehicle Loan
Auto Savings
Tax Time Loan
VISA STEEL Credit Card
Chip-Enabled Visa Debit Card
UChoose Rewards
First Time Homebuyer Program
Mobile App

Rec Vehicle Loan

Get Dirty with a Recreational Vehicle Loan

We know you’re an outdoorsman! We offer great rates and flexible terms on Boat, ATV, RV, and Personal Watercraft Loans! That means there's no reason NOT to upgrade to that recreational vehicle you've had your eye on!

Click here to learn more.

Get Pre-Approved today! Call 800.877.4444 or apply online today.

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Auto Savings

Winter Auto Savings

Winter is here and that means rain, sleet, snow, and you guessed it - cold weather. So why not warm up with a great auto loan rate from OE Federal Credit Union? We offer competitive rates as low as 2.24% APR* and outstanding, unparalleled service.

And, to help with your vehicle search, OE Federal offers 2 great auto-buying resources:

  • Auto Premier: Take the driver’s seat and find your best deal.
  • AutoSmart: A full-service auto buying concierge with pre-negotiated member-only pricing. 

Click here to learn more!

If you're not in the market to make a purchase, then you can refinance your current vehicle and save on your monthly payment. Our auto refinance rates are as low as 2.24% APR* as well.

Get Pre-Approved today! Call 800.877.4444 or apply online today.

*APR=Annual Percentage Rate. Auto rate of 2.24% APR is for terms up to 48 months. Rate reflects a 0.50% APR discount for 20% down payment. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicles 7 model years or newer. Up to 115% or up to 125% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Includes sales tax, license fee, and GAP. Refinance Cash-Out loans up to 90% LTV maximum. Rates and terms are subject to change without notice. Payment example: $21.80 per month for each $1,000 borrowed at 2.24% for 48 months.

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Tax Time Loan

We've got you covered this tax season

Do you owe more than you thought on your 2016 taxes? Quickly and conveniently pay off your tax debt with OE Federal’s Tax Time Loan.

Qualified OE Federal members can receive from $1,000 to $3,000 at a competitive, fixed rate of 9.25% APR* with repayment terms up to 12 months.

For more information call 800.877.4444 or apply online today.

*APR= Annual Percentage Rate. Subject to credit approval. Rate is for terms of up to 12 months. Minimum loan amount is $1,000. Maximum loan amount is $3,000. Maximum of two open Quick Loans per member at one time. Rates and terms are subject to change without notice. Payment Example: If you borrow $1,000 at 9.25% APR, your payment is $87.57 for 12 month term.

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Balance Transfer

Transfer Your Balance to a VISA STEEL Card

Transfer your high-interest credit cards to a Visa STEEL Credit Card and save money for what matters most-family. We make it easy and hassle-free to transfer your balances,* as well as offer outstanding and unparalleled service. 

With the money you save, use it for a winter getaway with your family, gear to keep warm, or simply put the money away for a rainy day.

STEEL Credit Card Benefits:

  •  0% APR* for six months on Purchases and Balance Transfers
  • Zero Balance Transfer fees
  • Save money on interest
  • Consolidate debt to one card
  • Ability to transfer balances online
  • EMV Chip Technology to fight against fraud
  • Purchase power - use anywhere Visa is accepted

Now is the time to transfer your high-interest balance to a VISA STEEL Credit Card! For details and other great benefits click here, to apply for a VISA STEEL Card use our convenient online loan application or call us at 800.877.4444 to get started.

*APR=Annual Percentage Rate. 0% on new purchases and balance transfers only; does not include cash advances. After the first six billing cycles of your account opening, the APR for purchases and balance transfers will revert to your default APR and will vary based on the Prime Rate. Offer applies to new Visa credit card accounts only.

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EMV Visa Debit Card

Chip Card Technology For Your Visa Debit Card

OE Federal is always looking to improve the technology and financial security that we provide for our membership. We are proud to announce that we are extending embedded chip technology to our Visa Debit Card. This is at no cost to you, and there is nothing you have to do, OE Federal will automatically reissue your card.

Our new Visa Debit Card will provide you greater fraud protection when you use your card for purchases at chip-activated terminals.  A new transaction code will be created every time you use your card, decreasing the ability for hackers to make fraudulent charges on your card.

Click here to learn more about our new EMV Visa Debit Cards, or give us a call at 800.877.4444.

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uChoose Rewards

uChoose Rewards

You shop. You earn. You choose. With uChoose Rewards, you choose where to shop and what to get for all the points you earn.

With each purchase you make with your Visa STEEL Rewards Card, you earn 1 point for every dollar you spend. Use your card for everyday purchases and watch your points add up!

Redeem Reward Points for:

  • Merchandise From Popular Retailers
  • Tickets To Concerts And Events
  • Travel - Hotels, Cruises, Car Rentals
  • Cash 
  • Gift Cards
  • And More... 

 Please click here or call 800.877.4444 for more information on our new UChoose Rewards Program.

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First Time Homebuyer Program

First Time Homebuyer Program

Do you dream of the day when you and your family stand at the door, boxes in hand, ready to move into a place you can call your own? That dream can come true.

We believe dreams shouldn’t be measured by the percent you put down. That’s why we created a First Time Homebuyer program that allows as little as 5% down payment and three different loan options to fit your needs.

The path to homeownership is now available to you. This program is designed to educate and assist you through the entire process. Coupled with our 40 years of experience, we will help find the right loan for you. Call (800) 877-4444 or click here.

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Mobile Banking

So your day can be spent where you want.

(No need to leave your neck of the woods)

With the OE Federal Mobile App, you can check your balances, view recent transactions, make account transfers, or even deposit a check with Mobile Deposit, all from your smartphone. No need to visit a branch – conveniently deposit checks anytime, anywhere. Just snap a picture of the front and back of your check with an iPhone, iPad, or Android device, and you’ll receive confirmation of your deposit. To learn more about our Mobile Deposit feature, please click here.

Need an ATM or Branch? Use our Mobile App to find one of our 60,000 surcharge-free ATMs nationwide or one of our 6,800 Shared Branches. To locate your nearest ATM or branch, use our Mobile App, or click here.

The OE Federal Mobile App allows you to bank any time, any day, and any place.  You won't have to leave your neck of the woods when you have the OE Federal Mobile App.

If you have any questions regarding our Mobile App, please give us a call at 800.877.4000 or click here for more information and download our Mobile App.

*OE Federal does not charge fees to download or use mobile apps. However, web access and/or data charges may apply. Check with your wireless provider to get additional information on their applicable fees prior to downloading mobile apps.
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Auto Premier

A full service auto-buying concierge.

Shop. Buy. Drive.


Find the right car or truck at the right price.

Start your search today

Mobile Deposit

Deposit Checks anytime, anywhere.

It's Fast, Secure and FREE

Sprint Discount

Save with Sprint

Why throw away money?