Attention: OE Federal Credit Union will be closed on Monday, September 7, 2015 in observance of Labor Day. Please note, there will be no Bill Pay transactions and all payments scheduled to arrive on the holiday should arrive the previous business day.

Special Offers and Promotions

Auto Savings
Back to School Loan
Share Certificates

Home Equity FlexLoc
Rec Vehicle Loan
Perfect for the Big Things
Home Loans
Mobile Deposit
VISA STEEL Credit Cards
60,000 Surcharge-Free ATMs

Rev It Up Auto

Rev It Up With A Truck Loan

Nothing says tough like a truck.

DETERMINED. RELIABLE. STRONG. All qualities that describe you! So when it comes to your vehicle and loan of choice, it’s no surprise.

  • Get a $100 Bonus Deposit* when you finance or refinance an Auto Loan
  • New and used auto rates
  • Flexible payment terms
  • GAP and MBI protection available
  • Refinance your current auto loan from another lender and save

What are you waiting for? Click here for more information, call 800.877.4444 or apply online today.

*To receive a $100 Bonus Deposit, you must finance or refinance your auto loan with OE Federal. Refinancing a loan already held at OE Federal does not qualify for offer. $100 will be deposited to your primary account within sixty (60) days of loan funding. Offer subject to change without notice.

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Back to School Loan

School Already?

Start the school year off right; purchase your child’s school essentials with the help of OE Federal’s Back to School Loan.

Qualified OE Federal members can receive from $1,000 to $3,000 at a competitive, fixed rate of 9.00% APR* with repayment terms up to 12 months.

For more information call 800.877.4444 or apply online today.

*APR= Annual Percentage Rate. Subject to credit approval. Rate reflects a 0.25% discount for Member Rewards. Must meet the following requirements to qualify for Member Rewards: must be signed up for eStatements, make at least 10 checking account ATM/debit transactions per month, and have direct deposit or automatic bill pay. Rate is for terms of up to 12 months. Minimum loan amount is $1,000. Maximum loan amount is $3,000. Maximum of two open Quick Loans per member at one time. Rates and terms are subject to change without notice. Payment Example: If you borrow $1,000 at 9.00% APR, your payment is $90 for 12 month term.

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Share Certificates

Things Are Heating Up With Share Certificates

With a Share Certificate Account from OE Federal you can place in as little as $1,000 for a 12 month term, and watch your money grow like the temperature outside.

  • Rates at 0.45% APY* for a 12-Month Term and $1,000 minimum
  • Ask us how to qualify for a 0.10% APY** Bonus
  • We offer even higher rates for balances $10,000+

With rates on the rise, there has never been a better time than right now to open a Share Certificate Account. So, enjoy the sun and have some fun knowing the temperature isn’t the only thing going up!

Click here to learn more, visit a local branch, or call us at 800.877.4444.

*APY=Annual Percentage Yield. The comparable minimum deposit and APY rates are accurate as of 6/15/2015. Rates are subject to change without notice. APY stated assumes dividends will remain on deposit until maturity. Minimum of $1,000 required to open a Share Certificate Account and to earn the stated APY. A penalty will be imposed for early withdrawal. 

**To earn a 0.10% APY Bonus you must qualify for Member Rewards. Contact OE Federal Credit Union for details on Member Rewards and how to qualify.

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Home Equity FlexLoc

Renovate your way with a Home Equity FlexLoc*

After years of wear and tear it’s time for you to get your house back to tip top shape. Do you have the money to pay for a remodel? That’s where OE Federal’s Home Equity FlexLOC* comes in.

With a Home Equity FlexLOC*, you can take out a line of credit up to $150,000 all in a lump sum or a little at a time as you need it.

Whether you just need to fix the things that are broken, or want to do a complete remodel, this is the perfect loan for you. With rates still historically low, now is the time to check off that to-do list.

Let's make your house a home again with an OE Federal Home Equity FlexLoc*. Click here to learn more or call 800.877.4444.

*Home Equity FlexLOC has a variable-rate; your annual percentage rate (APR) will adjust every 6 months based on the Wall Street Journal prime rate plus a margin, for the life of the line. The maximum APR that may be charged is 12.25%, minimum APR is 3.25%. Home Equity FlexLOC offers a fixed-rate option which you may use for up to 3 conversions at any one time. When you choose this option, the interest rate you receive for that fixed portion will be locked until the balance is repaid. Your fixed interest rate will be determined based on rates at the time you choose this option. The fixed loan option is available for the first 10 years (draw period) of your Home Equity FlexLOC. After the draw period ends you will no longer be able to take advances and must pay the outstanding balance over 20 years. Payment example: If you made the minimum payments (interest only) over the draw period on an advance of $10,000 at a rate of 3.25%, your monthly payment would be $27.68 ([(10,000 x 31) x 3.25%] / 365 = 27.68). Early closure fee of $600 if closed within the first 6 months. Offer and rates subject to change without notice.

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Rev It Up Rec Vehicle

Rev It Up With a Rec Vehicle Loan

No Boundaries. No Excuses. No Limits. Just Adventure.

Your week was filled with sweat, mud, and elbow-grease, and now it’s time to enjoy. So whatever your adventure, we know that a Rec Vehicle is calling your name.

Even if you have a limited credit history, we offer flexible terms and incredible rates, leaving dull banks in the dust. For over 50 years, we've had your back, and we will have it for at least 50 more. Rev It Up with a Rec Vehicle Loan from OE Federal.

What are you waiting for? Call 800.877.4444 or apply online today.

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Perfect for the Big Things

Perfect for the Big Things

We’re always there for you when you need us the most whether it be for groceriesdate nights, or for your 2015 summer vacation.

With your OE Federal Visa STEEL Rewards Card, you can rely on us for the big things in life. And, even enjoy a gift from us with the Rewards Points you earn with your purchases.

For details and other great benefits click here, to apply for a VISA STEEL and VISA STEEL Rewards Card log in through your online banking account or call us at 800.877.4444 to get started.

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Dreams Do Come True

Dreams Do Come True With A Home Loan

OE Federal Credit Union understands you're dreaming of the perfect family home. So, we’ve taken the hassle out of the process by providing you with more resources, information, and mortgage options than ever before.

We also know this is a big decision for your family. Our experienced Home Loan Specialists want you to feel comfortable with the home buying process. We don’t operate on commission, collect broker’s fees, or want to “sell” you a mortgage. What we want is to help guide you in finding the perfect mortgage solution.

Mortgage Types

  • NEW First Time Home Buyer Program
  • Conventional mortgages
  • Fixed rate mortgages
  • Adjustable rate mortgages (ARM)
  • Terms from 10 to 30 years

Property Types

  • Primary residence
  • Second or vacation home
  • Investment or rental property
  • Condos or townhouses
  • Manufactured homes


  • View current rates
  • Apply online
  • Complete the application at your convenience
  • Homeownership information from BALANCE 

Whether you’re looking or just thinking about the possibilities, let our experienced Home Loan Specialists help determine your options and find the right loan that fits your needs. Call (800) 877-4444 or click here.

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Mobile Deposit

Mobile Deposit At The Job Site Or On-The-Go

Save time and money using Mobile Deposit. No need to visit a branch – conveniently deposit checks anytime, anywhere. Just snap a picture of the front and back of your check with an iPhone, iPad or Android device, and you’ll receive confirmation of your deposit.


  • Deposit Checks Anytime, Anywhere
  • Safe & Secure Access
  • Smartphone & Tablet Enabled
  • Save Time For What Matters Most
  • Quick & Convenient Experience
  • Best of all...IT’S FREE*

Click here to learn more about Mobile Deposit.

*OE Federal does not charge for Mobile Deposit; however, message and data rates may apply. Check with your service provider for more information. Eligibility for Mobile Deposit is subject to OE Federal approval. Deposit limits are determined by OE Federal and are subject to change. Deposits are subject to verification and may not be available for immediate withdrawal. Other terms and restrictions apply.

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Visa Steel Promo Banner

OE Federal VISA STEEL Credit Cards

OE Federal Visa STEEL Credit Cards are flexible and convenient with low rates, and no annual, cash advance, or balance transfer fees. We’ll even pay you back with our special Loyalty Dividend*. And don’t forget, our Visa Credit Cards get even better with our STEEL Rewards Card; earn points that can be redeemed for cash, gift cards, and travel rewards.

As a thank you for signing up for a VISA STEEL or STEEL Rewards Credit Card, we are offering our members the following:

0% APR on new purchases for the first 6 months. Plus, avoid interest on higher rate cards by transferring balances over to VISA STEEL.**

STEEL Rewards:
Reward yourself every time you use your card. Earn 12,500 Rewards Points on new purchases for the first 3 months.***

For details and other great benefits click here, to apply for a VISA STEEL and VISA STEEL Rewards Card log in through your online banking account or call us at 800.877.4444 to get started.

*Important Tax Notice: The Loyalty Dividend will be treated as taxable income and will be reported to federal and state tax agencies as required. Please consult with a tax professional if you have questions concerning the tax implications of this dividend payment.
**APR=Annual Percentage Rate. 0% on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your default APR and will vary based on the Prime Rate. Offer applies to new Visa credit card accounts only.
***To earn 12,500 Rewards Points you must make a minimum of $1,000 in new purchases within the first 3 months of your account opening. Does not include balance transfers or cash advances. Rewards Points promotion ends when you reach $1,000 or after 3 months, whichever comes first. Offer applies to new Visa credit card accounts only.

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60,000 ATMs

We Offer More Surcharge-Free ATMs Nationwide

OE Federal now offers more than 60,000 surcharge-free ATMs nationwide through our Allpoint and CO-OP ATM Networks. And, you now have access to ATMs in retail stores like Costco, Walgreens, and more!

To locate one of our 60,000 surcharge-free ATMs click hereOr to find an ATM via telephone, call 800.976.4917 for Allpoint ATMs and 888.748.3266 for CO-OP ATMs.

*ATMs may show a surcharge screen. To proceed, always select "Yes" to accept the surcharge. You won't be charged this fee.

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CU Auto Club

Unparalleled service and value in roadside assistance.

Worry-Free Driving

CUDL AutoSmart

Find the right car or truck at the right price.

Start your search today


Drive Your Savings

Credit Union Member Discount from GM

Mobile Deposit

Deposit Checks anytime, anywhere.

It's Fast, Secure and FREE

Sprint Discount

Save 10% with Sprint

Why throw away money?