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Special Offers and Promotions

Pre-Owned Auto Sale
Auto Savings
Gift Cards
Vacation Loan
Recreational Vehicle Loan
VISA STEEL Credit Card
Chip-Enabled Visa Debit Card
UChoose Rewards
First Time Homebuyer Program
Mobile App


Pre-Owned Auto Sale

Pre-Owned Auto Sale

Join us Saturday, July 22nd from 9 am - 6 pm and Sunday, July 23rd from 10 am - 5 pm. We’ll have food, refreshments, over 200 pre-owned vehicles, and special financing for the event.

Enjoy rates as low as 1.99% APR* and get a special 0.25%** discount offered only at the Auto Sale.

If things couldn't get any better...

  • Stop by and enter to win a vacation package to Disneyland or SeaWorld.***
  • First 25 members to attend each day will get a FREE Starbucks Gift Card.
  • Members who purchase a vehicle at the event will get a special gift.

Click here to learn more. Or, to get pre-approved click here or call 800.877.4444.

*APR=Annual Percentage Rate. Auto rate of 1.99% APR is for terms up to 48 months. Rate reflects a 0.50% APR discount for 20% down payment and 0.25% APR discount at the auto sale. Minimum auto loan amount is $2,500 for used vehicles. Used rate applies to model years 2010 - 2017. Up to 115% or up to 125% (for wellqualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Includes sales tax, license fee, and GAP. Rates and terms are subject to change without notice. Payment example: $21.70 per month for each $1,000 borrowed at 1.99% for 48 months.

**0.25% APR discount will be applied only at the auto sale, July 22 – 23, 2017.

***NO PURCHASE NECESSARY. Must be 18 years of age or older. Odds of winning are 1:600. All entry forms must be completed at the sale. One entry per attendee. Winner will be chosen by random drawing at 5:00 p.m., Sunday, July 23, 2017 by a credit union employee and notified by phone, if not present at the time of the drawing. Prize Value: One (1) Get Away Today vacation package valued at $600. Prize cannot be substituted for cash. Complete contest rules will be posted at the car sale event. All employees, agents and representatives of the sponsor and OE Federal Credit Union, as well as their family members are ineligible to participate. Vacation package includes choice of: three (3) day/two (2) night hotel accommodations in Anaheim, two (2) adult - 1 day Disneyland Resort tickets; OR three (3) day/two (2) night hotel accommodations in San Diego, two (2) adult - 1 day SeaWorld tickets. Some restrictions may apply. May not be valid during peak season (generally June - August), holidays, holiday weekends, and/or major conventions. Transportation is not included. Additional hotel accommodations, attraction tickets, and transportation can be purchased by the recipient (at the recipient’s cost) from Get Away Today. Vacation package cannot be sold. Non-transferable. Vacation must be used by August 31, 2018. DISCLOSURE FOR 1099: The winner is responsible for all applicable taxes and will receive the appropriate IRS Form 1099 shortly after the end of the year in which the winner received the prize.

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Auto Savings

Auto Savings

Summer is here, adventure in a new ride with great rates. We offer competitive rates as low as 2.24% APR* and outstanding, unparalleled service.

And, to help with your vehicle search, OE Federal offers AutoSMART, a great auto-buying center. 

Click here to learn more!

If you're not in the market to make a purchase, then you can refinance your current vehicle and save on your monthly payment. Our auto refinance rates are as low as 2.24% APR* as well.

Get Pre-Approved today! Call 800.877.4444 or apply online today.

*APR=Annual Percentage Rate. Auto rate of 2.24% APR is for terms up to 48 months. Rate reflects a 0.50% APR discount for 20% down payment. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicles 7 model years or newer. Up to 115% or up to 125% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Includes sales tax, license fee, and GAP. Refinance Cash-Out loans up to 90% LTV maximum. Rates and terms are subject to change without notice. Payment example: $21.80 per month for each $1,000 borrowed at 2.24% for 48 months.

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Graduation

The Perfect Gift

Looking for the perfect graduation or wedding gift? OE Federal Credit Union has the perfect gift, a Visa gift card.

Gift cards can be purchased in increments of $10.00 to $1,000. What makes them so perfect is that your recipient can use their gift card virtually anywhere.

To learn more about our Visa gift cards call 800.877.4444 or visit your local branch.

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Vacation Loan

Find Your Happy Place

Summer time is almost here! It's time to take the family on a vacation to remember with OE Federal's Vacation Loan.

Qualified OE Federal members can receive from $1,000 to $3,000 at a competitive, fixed rate of 9.25% APR* with repayment terms up to 12 months.

Call 800.877.4444 or apply online today.

*APR= Annual Percentage Rate. Subject to credit approval. Rate is for terms of up to 12 months. Minimum loan amount is $1,000. Maximum loan amount is $3,000. Maximum of two open Quick Loans per member at one time. Rates and terms are subject to change without notice. Payment Example: If you borrow $1,000 at 9.25% APR, your payment is $87.57 for 12 month term.

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Rec Vehicle Loan

Get Dirty with a Recreational Vehicle Loan

We know you’re an outdoorsman! We offer great rates and flexible terms on Boat, ATV, RV, and Personal Watercraft Loans! That means there's no reason NOT to upgrade to that recreational vehicle you've had your eye on!

Click here to learn more.

Get Pre-Approved today! Call 800.877.4444 or apply online today.

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Balance Transfer

Transfer Your Balance to a VISA STEEL Card

Transfer your high-interest credit cards to a Visa STEEL Credit Card and save money for what matters most-family. We make it easy and hassle-free to transfer your balances,* as well as offer outstanding and unparalleled service. 

With the money you save, use it for a winter getaway with your family, gear to keep warm, or simply put the money away for a rainy day.

STEEL Credit Card Benefits:

  •  0% APR* for six months on Purchases and Balance Transfers
  • Zero Balance Transfer fees
  • Save money on interest
  • Consolidate debt to one card
  • Ability to transfer balances online
  • EMV Chip Technology to fight against fraud
  • Purchase power - use anywhere Visa is accepted

Now is the time to transfer your high-interest balance to a VISA STEEL Credit Card! For details and other great benefits click here, to apply for a VISA STEEL Card use our convenient online loan application or call us at 800.877.4444 to get started.

*APR=Annual Percentage Rate. 0% on new purchases and balance transfers only; does not include cash advances. After the first six billing cycles of your account opening, the APR for purchases and balance transfers will revert to your default APR and will vary based on the Prime Rate. Offer applies to new Visa credit card accounts only.

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EMV Visa Debit Card

Chip Card Technology For Your Visa Debit Card

OE Federal is always looking to improve the technology and financial security that we provide for our membership. We are proud to announce that we are extending embedded chip technology to our Visa Debit Card. This is at no cost to you, and there is nothing you have to do, OE Federal will automatically reissue your card.

Our new Visa Debit Card will provide you greater fraud protection when you use your card for purchases at chip-activated terminals.  A new transaction code will be created every time you use your card, decreasing the ability for hackers to make fraudulent charges on your card.

Click here to learn more about our new EMV Visa Debit Cards, or give us a call at 800.877.4444.

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uChoose Rewards

uChoose Rewards

You shop. You earn. You choose. With uChoose Rewards, you choose where to shop and what to get for all the points you earn.

With each purchase you make with your Visa STEEL Rewards Card, you earn 1 point for every dollar you spend. Use your card for everyday purchases and watch your points add up!

Redeem Reward Points for:

  • Merchandise From Popular Retailers
  • Tickets To Concerts And Events
  • Travel - Hotels, Cruises, Car Rentals
  • Cash 
  • Gift Cards
  • And More... 

 Please click here or call 800.877.4444 for more information on our new UChoose Rewards Program.

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First Time Homebuyer Program

First Time Homebuyer Program

Do you dream of the day when you and your family stand at the door, boxes in hand, ready to move into a place you can call your own? That dream can come true.

We believe dreams shouldn’t be measured by the percent you put down. That’s why we created a First Time Homebuyer program that allows as little as 5% down payment and three different loan options to fit your needs.

The path to homeownership is now available to you. This program is designed to educate and assist you through the entire process. Coupled with our 40 years of experience, we will help find the right loan for you. Call (800) 877-4444 or click here.

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Mobile Banking

So your day can be spent where you want.

(No need to leave your neck of the woods)

With the OE Federal Mobile App, you can check your balances, view recent transactions, make account transfers, or even deposit a check with Mobile Deposit, all from your smartphone. No need to visit a branch – conveniently deposit checks anytime, anywhere. Just snap a picture of the front and back of your check with an iPhone, iPad, or Android device, and you’ll receive confirmation of your deposit. To learn more about our Mobile Deposit feature, please click here.

Need an ATM or Branch? Use our Mobile App to find one of our 60,000 surcharge-free ATMs nationwide or one of our 6,800 Shared Branches. To locate your nearest ATM or branch, use our Mobile App, or click here.

The OE Federal Mobile App allows you to bank any time, any day, and any place.  You won't have to leave your neck of the woods when you have the OE Federal Mobile App.

If you have any questions regarding our Mobile App, please give us a call at 800.877.4000 or click here for more information and download our Mobile App.

*OE Federal does not charge fees to download or use mobile apps. However, web access and/or data charges may apply. Check with your wireless provider to get additional information on their applicable fees prior to downloading mobile apps.
 
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AutoSmart

Find the right car or truck at the right price.

Start your search today

Mobile Deposit

Deposit Checks anytime, anywhere.

It's Fast, Secure and FREE

Sprint Discount

Save with Sprint

Why throw away money?